Anti-Money Laundering (AML) Policy

1. Introduction

Terravest is committed to preventing money laundering and terrorist financing. We adhere to international AML regulations to protect our platform from being used for illicit financial activities.

2. Customer Due Diligence (CDD)

We implement a risk-based approach to verify the identity of our users before granting access to our services. This includes:

  • Verifying personal information (name, date of birth, address).
  • Conducting identity verification through government-issued IDs.
  • Monitoring transactions for suspicious activities.

3. Transaction Monitoring

Terravest continuously monitors financial activities on our platform to detect and prevent fraudulent transactions. Unusual account activities may lead to suspension, review, or reporting to relevant authorities.

4. Reporting Suspicious Activities

If a transaction appears suspicious, we reserve the right to:

  • Request additional information from the user.
  • Report the activity to financial authorities without prior notification to the user.

5. Compliance with Authorities

Terravest fully cooperates with law enforcement agencies and financial regulators to ensure compliance with AML laws.

6. Consequences of Non-Compliance

Failure to comply with AML requirements may lead to:

  • Account suspension or termination.
  • Freezing of funds.
  • Reporting to the appropriate authorities

 

Know Your Customer (KYC) Policy

1. Purpose of KYC

To maintain a secure and transparent platform, Terravest enforces a strict KYC policy to verify users and prevent fraudulent activities.

2. Required Documents

To complete KYC verification, users must provide:

  • Government-issued ID (Passport, National ID, or Driver’s License).
  • Proof of address (Utility bill, bank statement, or rental agreement).
  • Selfie verification (A real-time photo for identity confirmation).

3. Verification Process

  1. Submit the required documents via our platform.
  2. Our compliance team reviews and verifies the documents.
  3. Once approved, users can fully access Terravest services.

4. Account Restrictions

Users who fail to complete the KYC process may face account limitations, including deposit and withdrawal restrictions.

5. Data Protection

All submitted documents are securely stored and handled in compliance with data protection regulations.

Terms & Conditions

1. Acceptance of Terms

By accessing and using the Terravest platform, you agree to comply with these terms.

2. Eligibility

To use our services, you must:

  • Be at least 18 years old.
  • Not be subject to any legal restrictions preventing you from using financial platforms.

3. Investment Disclaimer

  • All investment activities involve risks. Past performance does not guarantee future returns.
  • Terravest does not provide financial or investment advice.

4. Account Responsibilities

  • Users must provide accurate information during registration.
  • Users are responsible for maintaining the security of their accounts.

5. Fees and Withdrawals

  • Withdrawal requests are processed within the specified time frame.

6. Prohibited Activities

Users must not engage in:

  • Money laundering or fraudulent transactions.
  • Unauthorized access to the platform.
  • Sharing misleading or false information.

7. Termination of Services

Terravest reserves the right to suspend or terminate any account violating these terms.

8. Changes to Terms

We may update these terms at any time. Users will be notified of significant changes.

Disclaimer

1. No Investment Guarantee

Terravest operates in the agricultural investment sector. While we strive for sustainable growth, we do not guarantee profits or returns.

2. Risk Acknowledgment

By using our services, you acknowledge that:

  • All investments carry some level of risk.
  • Market fluctuations may affect returns.
  • You are solely responsible for your investment decisions.

3. No Liability

Terravest shall not be liable for:

  • Financial losses due to market changes or user decisions.
  • Service interruptions caused by technical failures or external factors.

4. Compliance Responsibility

Users must ensure they comply with their local laws and regulations regarding investments and financial transactions.

5. Amendments to Disclaimer

We reserve the right to modify this disclaimer at any time without prior notice.